Legal document
Terms of use and privacy policy
Last updated: August 30, 2026
These terms govern the use of Ramos Vision and Legacy, academy access applications, and communications sent through the website.
1. Minimum age
Anyone requesting academy access confirms that they are over 18 years old.
2. Educational content
Books, modules, tools, and materials about investing or trading are provided exclusively for educational purposes. They are not financial, legal, or tax advice and are not a recommendation to buy or sell assets.
3. Accounts and security
Each student must protect their credentials and use only their own account. Access may be suspended for misuse, impersonation, unauthorized disclosure of content, or violation of these terms.
4. Intellectual property
Ramos Vision and Legacy texts, lessons, designs, covers, materials, and resources may not be copied, resold, published, or distributed without written authorization, except where expressly permitted by law.
5. Information collected
The website may collect a name, email address, optional phone number, country, time zone, experience level, applications, messages, questions, and learning progress. We do not request email passwords, banking details, or unnecessary financial information.
6. Use of information
Information is used to review applications, administer access, provide content, answer communications, track learning, protect the website, and maintain operational backups.
7. Retention and deletion
Information is retained while needed to administer the academy, meet legitimate obligations, or preserve security records. Account holders may request corrections or deletion, subject to records that must be retained.
8. Changes
These terms may be updated as website functions change. The latest revision date will be displayed on this page.